The purchase of a second home is often motivated by a desire for nature, peace and tranquility. But in a hot market, is buying a cottage a good investment?

Sorry to add, but inflation has caused consumer prices in Canada to jump by 6.8% in 2022, and current forecasts also call for growth of around 7% in 2023. Misery. The problem is that wages aren't rising as fast in Quebec and Ontario. So do you have to change jobs to improve conditions and maintain purchasing power?

Everyone has in his entourage an acquaintance spends weekends "in Paris" thanks to the points accumulated on his credit card. But how do they do it? What is this magic card? And where is the catch?

Do you have mortgage insurance? This seemingly simple question hides an unsuspected complexity. Why? Because in Canada, what is commonly referred to as "mortgage insurance" refers to two very different products. These two types of protection offer distinct coverages that require a little clarification.

Investing is good, but putting your money in funds that contribute to a fairer and greener future is greener future, it's better. Welcome to the world of responsible investment!

What do you do with your tax return? While in the past it was common to use your refund as a post-tax year reward, thæe current economic climate calls for a more prudent, less playful, but more rewarding approach in the long run! Here are 5 useful and reasonable ideas for using your tax return.

As of April 1, Canadians who want to save for their first home can contribute to the new FHSA, a federal government savings program that is sure to make some people jealous. On paper, the Tax-Free Savings Account for First-Time Homebuyers sounds like an April Fool's Day hoax because it's so beneficial to young and old savers.

There are far happier topics than talking about life insurance or death. But it's the kind of detail you don't want to leave out, especially for your spouse and children.

A decision that we make at a specific moment can have positive consequences in the long term. This is the case with the Registered Education Savings Plan (RESP). For you, future parents or parents of young children, to avoid adding to your sleep debt, we thought we'd explain why RESPs are really worthwhile!

What we see is that both types of accounts often end up serving the same purpose. One is more accessible than the other. If you're an impulsive buyer, you'll thank yourself later for taking the time to create a savings account! But beware, each type of account comes with its own benefits and limitations. Learn about them from the experts at Pierre Dauth Financial Services.